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Tucson Estates is a neighborhood set against the backdrop of the Tucson Mountains. It provides high quality amenities and a plethora of activities & programs. It is home to a community swimming pool, golf, and several hiking trails. Homes here are, on average, 1,200 square feet. The community is zoned for schools such as Banks Elementary, Valencia Middle, and Cholla Highschool in the Tucson Unified School District.
What to expect, when to negotiate, and how to deal when things don’t go your way.
Most people have deeply personal reasons for wanting to buy a home. Maybe it’s the bathroom that feels like a dreamy, modern spa. Or that two-tiered deck just made for parties.
Your lender doesn’t care about the freestanding tub. Or the built-in outdoor fire pit. Their only concern is that the house you buy is worth as much as the value of your mortgage.
To them, a house isn’t a home. It’s collateral. (Harsh, but true.) If someday, for some reason, you can’t make your mortgage payments, the lender can foreclose on the home and sell it to recoup all or some of its costs. (Even harsher, but also true.)
For that reason, a home must be valued at, or above, the agreed-upon purchase price, and this has to happen before you can close on a house. That’s where a home appraiser comes in.